Because the car might be more expensive to insure

These days, most people are eager to find out how to save money any way they can. Individuals who are trying to learn more about their finances and insurance in particular might be interested to learn why some cars cost more to insure then others. This information can be very useful when one is trying to buy their next car. Know and understand this information will help individuals to take a car that won't cost them a fortune to ensure.

1. make and model of the car: the make and model of a car affect how much you must pay for the insurance. Some cars cost more automatically. These tend to be more expensive than cars and those who are more likely to be stolen.

2. more likely to be stolen: cars that thieves tend to steal cost more to insure. This is because insurance companies have a greater likelihood of having to pay to replace these cars or to repair if they are stolen.

3. more power: cars with lots of horses tends to get into more accidents, because they are more powerful and faster. Subsequently, drivers tend to push the limits and in trouble over who will end up costing insurance companies.

4. cost: Cost more to insure cars more expensive. This is because it will cost the insurance companies more than replace parts or to replace your car if it is equal to or stolen.

5. sports car: sports cars are too expensive when it comes to insurance. This is because the owners of sports cars tend to drive faster, get more tickets and get more wrecks. They represent a higher risk for insurance companies, so they charge more for insuring them.

6. smaller cars: this may be a surprise, but it will cost more to get insurance for a smaller car. This is because if there is any kind of accident, a smaller car is likely to receive a large amount of damage, and insurance companies will pay for repairs.

7. Big cars: Big cars are also expensive to insure. This is why great cars tend to do more damage when they are involved in wrecks and the insurance company will pay for repairs to the other car or will have to pay for hospital bills for passengers in other cars.

The ten most expensive cars to insure, starting with the most expensive, include Mitsubishi Lancer Evolution, Mercedes CL Class, Dodge SRT-4, Subaru Impreza WRX STI Jaguar XK convertible, Lexus is 300, Acura RSX, Honda s200, Nissan 350 Z and the Jaguar XJ.

When looking to buy a new car if you're worried about the costs of insurance, it is important to understand what factors influence the price. Once you understand this, you can better "play the game". Be sure to take these factors into consideration when making a new car purchase. If you do, you'll find that there is a noticeable difference in your rates.

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