Everyone has an idea of the type of car that would ideally. You've probably traced out exactly the car or car, buy if the numbers came up on lottery. Maybe you can stand and gape in open-mouthed admiration and envy, as someone drives past in your dream car.
But what would the real cost of your dream car? Obviously if you are a winner of the lottery money would not be any object, but if you scrimped and saved, sold your grandmother to buy the luxury sports car You wanted, you can't have more than just to save on hidden costs.
What hidden costs? I hear you cry. Well, besides the obvious road tax, MOT and car insurance-there is a legal requirement — and in repair bills that will be inevitable on some cars. Add any extra "benefits" as filter kit, injection systems and even racing style car accessories (if that's your thing) and the cost can easily mount up. There is a lot to consider when planning an acquisition drive.
Before you decide that you definitely want that sports cars, do some research on insurance and other details. Try to find out what are the most common defects on your model, and how to fix generally cost in your area. Repair costs are one of the things that an Insurance Underwriter will take into account when deciding what you pay for coverage.
It is almost a given that any high-performance vehicle will be in a group of high motor insurance. Subaru Impreza, Lancer, Evo and most other popular sports cars are 20 group, the highest possible insurance group. If you are under the age of 30 years, can be classified as high-risk group for a machine performance and more for your awards that someone will pay even 2 years older. Fortunately, there are companies that offer cheap auto insurance for performance cars; It's just a matter of shopping around.
As well as insurance and repairs control emissions to discover the eventual cost of circulation tax. For vehicles registered after 1 March 2001, the cost of the tax is calculated emissions of engines, which can be easily found on the website of producers, or ask at your local dealership. To give you an idea, the new Subaru Impreza STi has emissions of 243 g/km, which means the road tax on one of these will work on £ 300 per year, or £ 165 for 6 months. It sounds like a huge amount, but when you have to pay for it all go into one that can be quite uncomfortable.
And then there is the thing that a lot of people seem to forget when buying a high-performance vehicle-fuel consumption. Traditionally, the largest engine was thirsty and of course, the more powerful the engine more fuel needed to run it. Sticking with the Subaru, for example, urban fuel consumption is a mere 20.5 mpg, compared to a smaller model as the Peugeot 206 with an impressive 65.7 mpg.
The point is that all of these things should be taken into consideration before going ahead with a purchase. There is no point in spending a great deal for a car that can't afford to move out of the driveway. Lawn ornaments are much cheaper.
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J Tillotson is a financial writer based in United Kingdom
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