I don't know about you, but I always wondered what factors determined the award on my auto insurance. Well, I'm going to hopefully help. Just a few factors can surprise and some can make you think. Let's start here.
One of the most important factors that determine your auto insurance premium is naturally the vehicle that you drive. This is one of the few factors you can control or change. Is the way that the insurance company you look to this factor. One-what are the costs of collision damage? This is one of the main factors that puts some cars on the "list of good machine" that you want and "Bad" drive list, which does not want. This has a great impact on the price difference between a type of vehicle with respect to another. On a less expensive is attractive as the car is of thieves. Vehicles that are on top of the list of insurance costs are usually high power, high-dollar or those that are expensive to repair. So that hot looking sporty car always will cost more, most especially for young drivers, because they tend to crash more often. They see it as if you have a high-powered machine that you are going to drive in such a way that, although this may not be true, that you will not be able to change their mind about it. Even if the machine you own has been crashed a lot of other people rate this is going to be jack as well. This is not only how you drive but how other people are riding the same car. On some high-end cars tend to have the aluminium body panels; These are more expensive to replace then.
Another fact, that you can't know; If you drive an SUV or a vechal greater than liability insurance will most likely have a higher premium, because these types of vehicles will cause more damage in an accident.
Here's a helpful tip on which cars are the easiest and least expensive to insure. I'll start with the first most expensive. These cars in this list are the most expensive due to collision losses. This is the most recent list that I could find. Some of these cars just might surprise you. I know it's surprised me when I saw my car $ 20,000 in this list. As you will see not only the expensive cars that cost more, or the safe that cost less. There is a real science in determining the cost of insurance.
More expensive
1. Mitsubishi Lancer Evolution
2. Mercedes CL-class
3. Dodge SRT-4
4. Subaru Impreza WRX STI
5. Jaguar XK (convertible)
6. Lexus is 300
7. Honda S2000
8. Acura RSX
9. Nissan 350Z
10. Jaguar XJ
Less expensive
1. Volvo XC90
2. Chevrolet Malibu Maxx
3. GMC Safari
4. Buick LeSabre
5. Nissan Pathfinder Armada (2004)
6. Pontiac Montana (standard model)
7. Mazda MPV
8. Ford Thunderbird
9. Pontiac Montana (model)
10. Ford Taurus (station wagon)
So think of these factors when buying a new car or wondering why your insurance is so expensive. But if your auto insurance is too expensive there is nothing wrong with always shopping around before buying. Thanks for taking the time to read this article. I hope that helped you learn a few things that may not have known.
Check out this link if you want to learn more. http://Help-on-autoinsurance.blogspot.com
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