Which car should possess in order to keep your insurance rates more affordable?

Consider the cost of insurance before you purchase your dream car? You should. The highway loss data Institute analyzes the cost to insurance companies from theft, collision and injury claims as they relate to cars. Look at the color of the car, how many doors that have, and even break down.

The highway loss data Institute is a nonprofit organization of public service. It is closely associated and funded through the Insurance Institute for highway safety, which is wholly supported by auto insurers. HLDI collects, processes and publishes data on ways losses vary between the different types of vehicles. [http://www.iihs.org/vehicle_ratings/ictl/ictl.htm]

4-door cars have a 93% less likely to have a claim relating to the theft with respect to their auto 2-door sibling. Buy a Buick LeSabre and have relatively no chance of loss of theft. Comparison of the Chevrolet Corvette convertible that has more than 5 times the average rate of theft. You know that. However, did you know that Toyota has a probability higher than 67% of stolen Toyota Camry?

In addition, although the 2002 Lexus is 300 Gets a "best pick" rating from the Insurance Institute for highway safety for its performance on crash test, models of earlier years of the same cars are some of the most expensive in terms of collision claims. "One of the factors that come into play there is the cost of repairing an expensive vehicle," said Russ Rader, with the Insurance Institute for highway safety.

Where is the security? You may be surprised by some of the results. For example, the Porsche 911 has a 67% less chance for injury claims that the norm. Go figure. Mitsubishi Lancer has nearly twice the rate of injury claim beyond the norm.

Where auto fit for theft and collision damage? Where is your dream car? Take a look at this race based on 2000–2002 data HLDI:

Models that are among the most expensive for theft claims include:

Four wheel drive Cadillac Escalade

Chevrolet Corvette Convertible

Lincoln Navigator 4 x 4

Jeep Cherokee 4-door

BMW 3 Series Convertible

Models that are among the least expensive for theft claims include:

Buick LeSabre

Buick Park Avenue

Volvo V70 Station Wagon

Mercury Grand Marquis four doors

Models that are among the most expensive for injury claims include:

Four-door Suzuki Esteem

Kia Rio four-door

Mitsubishi Mirage 2 ports

Kia Sepectra four ports

Models that are among the least expensive for injury claims include:

GMC Sierra 2500 two-wheel drive

Chevrolet Silverado 2500

GMC Yukon XL 1500 4 x 4

GMC Sierra 2500 4WD

Chevrolet Tahoe two-wheel drive

Models that are among the most expensive for collision claims include:

Subaru Impreza WRX STI 4-door four-wheel drive

Lexus IS 300 leads to 4

Hyundai Tiburon 2-door

Porsche 911 Coupe

Acura RSX

Models that are among the least expensive for the claims of collision include:

Two-wheel drive Ford excursion

GMC Safari four-wheel drive

GMC Sierra 2500

GMC Yukon XL 1500 4 x 4

Source: the highway loss data Institute

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